Editorial Standards
By Andrew James Flores · Last updated May 12, 2026
Who writes the content
All guides and calculator documentation on BillMyRate are written by Andrew James Flores, the sole operator of Nathan Management, a sole proprietorship based in Baldwin Park, California. There are no ghost writers, no AI-generated articles, and no content contributed by outside parties without disclosure. If that policy changes, this page will say so explicitly.
Andrew spent several years inside W-2 employment before operating as an independent contractor and later as a sole proprietor. The guides reflect that direct experience plus research grounded in primary government sources. They are written for US-based freelancers and independent contractors. If you are outside the US or are a multi-member LLC, a corporation, or an S-corp filing entity, many of the specifics do not apply to your situation without modification.
Citation policy
Where a guide makes a factual claim that comes from public data — tax rates, contribution limits, due dates, wage statistics, regulatory thresholds — the authoritative source is cited inline and linked at the bottom of the page. Primary sources used across the guides include:
- Internal Revenue Service (IRS) — tax forms, publications, and rate schedules
- Social Security Administration (SSA) — FICA wage bases and benefit data
- U.S. Bureau of Labor Statistics (BLS) — occupational wage statistics and employment data
- U.S. Small Business Administration (SBA) — small business and self-employment guidance
- U.S. Department of Labor (DOL) — independent contractor and wage guidance
- Healthcare.gov / state ACA exchanges — health insurance marketplace data
- State tax agencies where state-specific rules are addressed
Where specific figures cannot be sourced to a primary government document (for example, market-rate ranges derived from practitioner observation), the guide says so explicitly rather than implying official provenance. "Working observations from the field" is not the same as a BLS statistic and is labeled accordingly.
Update policy
Each guide shows a visible "Updated" date. Tax rates, contribution limits, and regulatory thresholds change annually; guides are reviewed when those changes take effect or when a primary source updates the underlying data. If a guide has not been reviewed in more than 12 months, the date shown reflects when the underlying source data last changed, not when prose was last edited.
The calculator itself (the rate floor tool on the homepage) is updated when tax inputs change — primarily the SE tax rate (currently 15.3%), the SS wage base, and the Medicare surtax thresholds. If you use the calculator and notice an incorrect input assumption, use the contact form to flag it.
What this site is not
BillMyRate is an educational resource and estimation tool. Nothing on this site is financial advice, tax advice, or legal advice. The calculator output is a floor estimate, not a guaranteed rate, and it does not account for every variable that affects your real tax liability or appropriate billing rate. Use the guides and calculator as a starting point for conversations with a licensed CPA, enrolled agent, attorney, or financial planner who knows your complete situation.
BillMyRate earns revenue through Google AdSense display advertising. No guide content is sponsored, no rate ranges are influenced by advertiser relationships, and no affiliate links appear in the editorial content of the guides.
Corrections
If you find a factual error — a wrong tax rate, an outdated IRS form number, a misquoted BLS statistic — please use the contact page. Include the page URL and the specific claim you believe is incorrect. Verified corrections are applied within a few days and the updated date on the page reflects the change.